Do you have mounting debt, feel overwhelmed and need help?
A debt relief company’s services can be very helpful. To choose the best debt relief company, you should consider the type of debt you owe, the amount of each debt, your credit score, and your ability to make monthly payments. Have this information in front of you before you speak with a debt relief company as it will expediate the process. While there are plenty of debt relief companies out there, you want to select one that you feel confident will have your back.
Here’s what to look for.
A debt relief company will typically provide debt settlement services for unsecured debt. The service will usually include documenting all your debt and negotiating a settlement with your creditor(s). If a resolution is reached with your creditor, the terms of the settlement are put in writing. Often settlements are structured to be paid through an agreed schedule over a period of months. Debt settlement services can have their pros and cons and a reputable company will educate you of the positive and negative aspects of different options.
A good debt relief company will prepare you for the goal of having a debt free life by providing counseling, budget recognition, and monetary awareness, to ensure you have all the tools necessary to avoid any financial distress in the future.
Look for a debt settlement company that does not charge upfront fees, is fully transparent about their fees, and has been certified by an accredited service center such as IAPDA. Also, look for a company that has an extensive history of excellent customer service, as indicated by their customer reviews. Facebook and Google are good sources for learning what their customers have to say about them. Reading reviews helps you to understand the company’s overall customer satisfaction. If the company has a negative review, (almost every business has some), notice how they have responded.
Time in business is also very important. You want to work with a debt relief company who has been in business for many years and is certified by an accredited service center such as IAPDA. They will have established relationships with all the major creditors and experience in knowing how to navigate difficult negotiations on your behalf. If a debt relief company has not been in business for many years you may find they will over promise and misrepresent unrealistic results just to get your business.
Be sure to ask any debt relief company you are considering if they have any minimums to qualify for their debt relief program.
If you need a good debt relief company to help you with your unsecured debt, look no further and contact Progressive Debt Relief. We’ve been in business for almost 20 years, have extensive experience and expertise working with major creditors, numerous excellent reviews, IAPDA accreditation, no upfront fees, and no minimums to qualify! Call 877.590.1847 or schedule a free consultation online today.
*Progressive Debt Relief does not provide legal, financial or tax advice and the above should not be construed as such.
